commercial vehicles

What is a Commercial Vehicle?

If you’re in Ireland and have a business that relies on transportation, you’re likely no stranger to the world of commercial vehicles. These workhorses play a crucial role in countless industries across the Emerald Isle. In this guide, we’ll explore what commercial vehicles are, their significance in Ireland, and important considerations like tax. Plus, we’ll touch on why getting the right commercial insurance coverage is essential to keep your business rolling smoothly.


What Are Commercial Vehicles?

Commercial cars, often simply referred to as “commercials,” are the backbone of many Irish businesses. They encompass a wide range of vehicles, from vans and trucks to buses and even specialised vehicles like food trucks. These vehicles are primarily used for business purposes, such as transporting goods, equipment, or passengers.

Commercial vehicles in Ireland are indispensable in various sectors, from logistics and construction to hospitality and agriculture. They facilitate the movement of goods and people, contributing significantly to the country’s economy. Considering a career in this sector? Then, read our guide to getting your truck licence in Ireland!

commercial vehicles Ireland

Commercial Vehicle Tax in Ireland

When it comes to owning and operating commercial vehicles in Ireland, understanding the tax implications is vital. The amount of tax you pay can depend on several factors, including the type of vehicle, its emissions, and its intended use. Ensuring you’re compliant with all tax obligations is essential to avoid any legal complications.

Motor tax for commercial goods vehicles above 4,000 kilograms (kg) is reduced. For vehicles between 4,000kg and 12,000kg, the annual motor tax rate is €500. For those exceeding 12,000kg, it’s €900.

commercial vehicle tax Ireland

Commercial Vehicle BIK in Ireland

BIK, or Benefit-in-Kind, is another aspect that businesses must consider when using company vehicles, including commercial cars. It refers to the benefit an employee receives from their employer, such as the private use of a company vehicle. For instance, there’s a €10,000 tax relief on electric commercial vehicles, making them an attractive choice for both businesses and employees. When it comes to BIK on electric vehicles, there’s a significant advantage. In 2023, a €10,000 deduction can be applied in addition to the existing €35,000 relief, bringing the total relief to €45,000. Now, that’s a great reason to consider going electric with your business fleet! Considering it? Here are 6 electric cars with the longest range.

Understanding the BIK rules in Ireland is crucial for both employers and employees to avoid any tax issues. Click here to read more about the latest changes to BIK on a company car in Ireland.

commercial vehicle BIK Ireland

Importance of Insurance for Commercial Vehicles

One area where many businesses sometimes fall short is securing the right insurance for their company vehicles. Adequate coverage not only protects your assets but also ensures the safety of your employees and the continuity of your operations.

For businesses that rely on transportation, having commercial insurance in Ireland is non-negotiable. Whether it’s a small single delivery van or an entire fleet of licenced haulage trucks, the right insurance coverage can safeguard your business from unexpected events like accidents, theft, or damage.

commercial cars

Promoting Safe Practices

Aside from insurance, businesses should also focus on promoting safe driving practices among their employees who operate commercial cars. This can help reduce accidents and insurance claims, ultimately saving costs. Regular maintenance checks, driver training, and adherence to speed limits are essential aspects of ensuring safe commercial vehicle operations.

Additionally, investing in advanced safety features, such as collision avoidance systems, dashcams and telematics, can further enhance the safety of your fleet. By embracing these practices, you not only reduce the risk of accidents but also contribute to a safer and more sustainable road environment in Ireland. Learn more about cloud dashcams and how they’re revolutionising trade businesses.


Commercial vehicles are the lifeblood of countless Irish businesses. They play a pivotal role in various industries, facilitating the movement of goods and services across the country. Understanding and complying with commercial vehicle tax and promoting safe practices are essential aspects of responsible business ownership.

However, one area that should never be overlooked is insurance. Protecting your commercial vehicles with the right coverage is not just a financial safeguard; it’s a commitment to the safety and success of your business. Visit today to explore our commercial van insurance solutions in Ireland and keep your business moving forward.