We offer three options for Fleet Insurance coverage:
Third-party only insurance is the most basic level of cover available for your vehicle. If you are involved in an accident and deemed at fault, third party only will only cover damages to the other parties involves
- Third-Party Fire and Theft
Third party, Fire & Theft includes the same as third party only with the added extra for fire damage or theft of the vehicle.
A comprehensive policy offers coverage not only for damage caused to others but also for your own vehicle, even if you're at fault in an accident. However, while making a claim may impact your no-claims discount, some policies let you pay an extra premium to safeguard this bonus.
To comply with legal requirements, you need to have at least third-party car insurance. However, a fully comprehensive policy offers far more than the basic legal cover and, in some cases, may even be cheaper than third-party, fire, and theft insurance.