Proposal Form or Statement of Fact
The Proposal Form or Statement of Fact contains the information on which we have provided the quotation and incepted cover. This will be issued to you from Insuremyvan.ie by post or email. It is very important that you carefully read the documentation to ensure that the information is correct. Please notify us if any amendments need to be made.
If no amendments are to be made, the form should be signed, dated and returned to Insuremyvan.ie regardless of whether it was the proposal form or statement of fact that you received.
The Proposal Form or Statement of Fact must be signed and dated at the bottom of the page and returned to us along with the Signed Statement of Suitability.
Certificate of No Claims Discount
For every year you are driving without an accident or a claim, you are entitled to a year’s no claims discount. These discounts are then used to reduce your commercial insurance premium. This is usually obtained at the renewal stage of your insurance policy and is issued with your renewal invitation pack.
There are three types of discounts that we can use to help reduce your premium:
- Earned No Claims Bonus: This is a bonus earned in your own name and the registration should be the same on the No Claims Bonus as the vehicle you wish to insure.
- Mirrored No Claims Bonus: This is a bonus that is currently being used and earned on a different vehicle. Some insurers will allow us to mirror your no claims bonus and provide an introductory discount on the vehicle you wish to insure.
- Named Driver Experience: This is a discount earned for being named on someone else’s policy. Please see below for a full description of named driver experience.
Please see below for an example of a No Claims Discount Certificate.
Named Driver Experience
Named Driver Experience is a discount given when you have been named on somebody else’s insurance policy. For named driver experience to be acceptable, it needs to be consecutive and up-to-date. You may need to contact all of your previous insurers to request your letters of named driver experience.
Gap in Cover Declaration
Should your No Claims Discount Certificate not up to the inception date of your new policy, you will need to notify us. In some cases we can agree to accept a signed Gap in Cover Declaration to confirm that you have had no accidents or claims since the expiry of your previous policy.
We will need a reason as to why you have this gap. It may be a simple explanation, but the insurance companies require it. You can print or download a Gap in Cover Declaration Form by clicking here.
Sold Vehicle Declaration
If you are using a No Claims Bonus Certificate from a vehicle that you have recently sold, we ask that you confirm that you have sold the vehicle. We will post or email a declaration to you to confirm the sale of your previous vehicle, or you can print/download it HERE.
Direct Debit Mandates
Some insurers allow you to pay for your policy by monthly direct debit or through our third party finance provider, Close Premium Finance. Therefore if you would like to pay for your policy monthly, we may ask you to complete a direct debit mandate. Please note that we can only accept the mandate by post or a very clear scan.
Below is a table of the dates that each insurer collects their monthly payment:
| Insurer |
Date |
| AXA |
1st working day of every month |
| Liberty |
Same date as your renewal each month |
| Zurich |
Same date as your renewal each month |
| Aviva |
Same date as your renewal each month |
| Allianz |
The first Friday after your renewal date |
| Close Premium Finance |
Same date as your renewal each month |
Private Car Insurance Certificate
In some instances, we may be able to give you a further discount for being a named driver on someone else’s private motor or having your own private motor policy. We will require that you provide us with a photocopy of their private motor insurance policy, which should be in date and have your name noted on it.
*Please note that all documentation should be returned to Insuremyvan.ie. You will never have to return anything to an insurer directly.
You can return any documentation by email, by post or in person to our office.
By Email: Please email your documents to [email protected].
By Post: Please post your documents to Insuremyvan.ie, Insurance House, 62A Terenure Road North, Dublin 6w, D6W CF54.
In Person: Please visit our office at the above address.
